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Your business is paramount to you, it influences your lifestyle, your wealth and your future.
If your business is not adequately insured you jeopardise these.

Our qualified brokers could structure an insurance program to benefit you.

There is a very broad range of insurance covers available to cater for all forms of business and professional practices.
Did you know that, if you are an electrician for example, you may require Professional Indemnity insurance?


d.i.b Insurance Brokers can make this difficult consideration simpler for you.  Please give us a call or email your contact details to us.

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Professionals are only human and mistakes do happen.


You or your business may be held liable, even thought you were not negligent.


Defending yourself against a claim for  negligence, harassment, loss, damage or injury can be a costly exercise.

 

Adequate insurance in place can prevent any disruption of business fluidity, should a claim be made against you.

 

Inquire today!

 

INSURANCE MATTERS

 

"Insurance is an essential part of running any business.

 

If you are operating a small business you need more than just property insurance. Taking out the right insurance will help protect your business and minimize its exposure to risk"

 

 

 

Professional Indemnity


Damages arising from a breach of professional duties of an organization or an individual.
When giving advice or acting in any professional capacity, you automatically expose your business to legal action from,

but not limited to a breach of professional duty and the like.

Workers Compensation


Provides cover for employers’ liability against workplace injury to employees.


Under current legislation any individual, partnership or an entity which pays wages in excess of $7,500 per annum is required to have in place a current Workers Compensation insurance policy through a licensed WorkCover Agent.


Workplace includes Journey injuries and may also include “cross-border” workplace injuries

Business Interruption


Covers for loss of business income and increased expenses due to damage to fixed assets.


How long will it take to rebuild your lost trade?

Can you survive a downturn in turnover following damage?

  Call 02 8700 1000 or email

 

Corporate Travel


Overseas Medical costs can be prohibitive and this policy provides protection for some costs the policy covers together with Repatriation Expenses, Loss of Luggage and Travel Documents, Cancellation Costs, Personal Liability, Kidnap & Ransom and many more.

 

Commercial Strata


The Building and Common Area Contents are covered against Accidental Loss or Damage.
Other sections of cover under this multi-section policy include, but are not limited to: Legal Liability, Voluntary Workers, Fidelity Guarantee, Office Bearers Legal Liability and Machinery Breakdown. Cover is issued in accordance with the Strata Schemes Management Act 1996

Industrial Special Risks


Cover includes Fire, Perils and Accidental Damage to fixed assets.
This is similar to a Business Package policy, but is usually more appropriate for situations with large sums insured or risks with multiple locations.
This policy usually includes a broader scope of cover, for example Machinery Breakdown.

Marine Hull | Cargo


Damage to vessels and/or the goods they are transporting together with their equipment. Cover of Cargo is not limited to cover goods being transported by sea and also extends to include Road, Rail, Air and Post. Cover is broad and may include Theft, Pilferage, Non-delivery, Scratching and Denting.

Management Liability


A multi-sectioned policy including:

 

Directors & Officers Liability,

Employment Practices Liability,

Trustee Liability,

Statutory Liability and more.