Superannuation is an investment designed to provide money for your retirement. Your superannuation can grow to be a significant asset over your working life. You benefit from saving regularly over many years, your superannuation fund makes the savings work for you by investing them, and your money is generally taxed more lightly than other forms of investment.
Our Financial Planners can assist with holistic advice in relation to a variety of superannuation strategies including:
home / services / insurance / financial planning / superannuation planning
- Self-managed super
Based on the study of Australian TAXAtion Office (ATO) self-managed super funds can attract various cost and possible law infringements, if done incorrectly.
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Superannuation Establishment, Rollover & Consolidation
With so many products to choose from and so much information in the media, what super fund is best for me? Whether you are starting work for the first time and need advice on the right fund for you, or whether you have a variety of funds from an array of employers, our Financial Planners can create a superannuation strategy that fits your needs, and find a fund which suits your lifestyle.
Superannuation Contribution Strategies
Employer, Personal, Government Co-Contribution, Tax Deductible, Non-Tax deductible
With so many different ways to contribute to super it can become cumbersome trying to understand what is best for you. Our Financial Planners can determine what’s right for you and help implement a strategy which meets your specific needs.
Superannuation Investment Strategies
Super funds can hold a broad range of investment assets. Most super funds offer you the ability to choose an investment strategy for your funds. The right investment choices for you will depend on your financial objectives, your investment time horizon and your attitude to risk. How much super you have in retirement will depend to a large degree on the decisions you make about investment options.
Our Financial Planners are here to help educate clients and can provide advice which is suitable under each client’s individual circumstances. Be it the fundamentals of investing for beginners or more specific advice for more advanced investors, our Financial Planners will assist with a superannuation investment strategy which is right for you.
Self Managed Super Funds (SMSF)
A SMSF is a superannuation fund established for 1-4 people with the fund being controlled by trustees/directors who are also the member/s. The members are usually related. Self managed super funds offer flexibility so that they can be structured to meet the specific investment needs of members.
Managing your own super fund can be a daunting task. Our Financial Planners can assist with the establishment, review and ongoing management of your SMSF and anything in between.
Corporate Superannuation
Employers (under most circumstances) are required to contribute to superannuation on behalf of their employees.
As an employer you want to meet the needs of all employees, but this can be difficult because everyone is different.
As an employer you would also want a plan which is easy to operate and maintain. With so many factors to consider how do employers please everyone?
Our Financial Planners can implement a plan which aims to suit the needs of the employer and the members.
AXA Financial Planning Limited